Clean energy · Emerging markets

The credit engine for clean energy projects in emerging markets.

NuruFi verifies the transaction, underwrites the paying customer, structures the terms and monitors repayment. Equipment distributors and banks provide the credit; we make the risk visible and manageable.

NuruFi risk engine

One operating system. Two routes to credit.

LIVE RISK RECORD

SUPPLIER ROUTE

Pro-forma invoice submitted

BANK ROUTE

Borrower referred

ENGINE OUTPUT

  • Verified evidence
  • Risk recommendation
  • Protected terms
  • Live risk status

Verify. Order, parties and evidence checked on the ground.

01The problem

Real orders stall because nobody will finance them.

Businesses need reliable power, distributors have equipment ready to move and contractors hold signed orders. Cash-only terms stop the sale.

02What we built

An engine that verifies, underwrites, structures and monitors.

Asset-light by design. We assess the order and the paying customer, define protected terms and follow the deal through repayment.

03What sets us apart

The risk record follows the deal to final repayment.

From pro-forma invoice to last payment, the evidence, recommendation and live status stay in one place for the supplier or bank carrying the credit.

The market failure

Good clean energy projects die for one reason. Nobody will finance them.

Commercial businesses need reliable power. Distributors have equipment ready to move. Contractors have real orders. But cash-only terms stall the sale.

Banks cannot justify originating and checking smaller, thinner-file transactions one by one. Suppliers can extend terms, but fear an unpaid receivable.

The missing layer is not demand or technology. It is transaction-level risk infrastructure.

Cold-storage warehouse using productive equipmentWorking maize mill in an emerging market

The operating layer

Asset-light by design. Embedded in the transaction.

We build the evidence, recommendation, structure and servicing record around each order.

  1. 01Order and parties verified
  2. 02Payer and economics underwritten
  3. 03Terms structured around repayment
  4. 04Milestones and risk monitored

Two routes to market

The engine stays the same. The credit provider changes.

SUPPLIER-FUNDED

Close more sales safely.

We help distributors assess a contractor’s order, recommend protected terms and service collection on credit they extend themselves.

For equipment distributors
BANK-FUNDED

Reach the deals your branches cannot.

We deliver verified, structured and monitored equipment transactions into the bank’s existing credit process.

For banks & capital partners

Initial focus

Productive-use C&I solar + storage

The equipment is proven, savings are measurable and the corporate off-taker has operating cash flow. That makes every order a transaction we can verify and underwrite on its real economics.

Next: cold chain, solar irrigation, industrial energy efficiency and EV charging infrastructure.

Commercial rooftop solar installation

Transaction anatomy

We underwrite the order, not only the company requesting terms.

The contractor is the borrower. The corporate off-taker is the source of repayment. NuruFi connects the commercial evidence, project execution and cash flow into one risk record.

TRANSACTION MAP

Equipment

Distributor → Contractor

Evidence

Verified by NuruFi

Credit

Provider → Distributor

Repayment

Off-taker → Provider

NURUFI CONTROL LAYER

Risk stays visible across every leg.

We verify the order, underwrite the corporate payer, recommend terms, secure the repayment path and maintain the risk record until the transaction closes.

Supported by

Carbon13 logo

Partners and ecosystem

Africa Europe Innovation Platform logo

We are in the markets we serve — on the ground with the distributors, contractors and businesses these transactions depend on.

The team and our ground presence

Have an order stalled by payment terms?

Bring us the transaction. We will tell you what the risk looks like and how it could be structured.

Bring us a transaction