For banks and lenders
The underwriting layer for the borrowers you refer away
When a contractor cannot pay upfront, a supplier sends them to you. The file is thin, the ticket small, and the diligence costs more than the loan earns. We do that diligence and hand you a deal you can price.
You decide and you lend. We do not lend.
On-the-ground verification
The deals we verify are real operations, not paper stories
Cold storage, maize mills, bottlers, telecom towers. We visit the site, confirm the business exists, and cross-check the contract against the purchase order. That is what turns a thin file into a lendable one.
What we bring you
Pre-qualified deal pipeline
We originate and verify deals your branch network cannot reach: site visits, contract checks, and contractor and offtaker verification.
Faster, cheaper underwriting
Standardized templates and energy-economics assessment produce a credit recommendation in days, not weeks.
Transaction-secured loans
Receivable assignment, milestone-linked disbursement and collection at source replace thin-file, character-based lending.
Hands-on servicing
Collections, milestone tracking and on-the-ground follow-up at ticket sizes your branch network cannot serve.
What's in the file
- Order and contract verification: genuine, non-duplicated, values matching the equipment list.
- Contractor and end-customer checks: registry, directors, site visit, photos, references.
- Three underwriting blocks: offtaker capacity and willingness, receivable quality, contractor execution risk.
- Band scores and written reasoning for each block.
- Energy savings model: expected generation, avoided cost, and installment coverage ratio.
Talk to us about a referral
Send us one deal you turned away, or one you would like to have priced properly. We will walk through it with you. No cost, no obligation.